Fucked Borrower. Very widely used in real estate blogs and informal circles. Refers to a formerly credit-rich but resource-strapped consumer who's collateral, savings, and foreseeable future income are below the value and terms of a loan they cannot sustain, refinance, or renegotiate. FB's face a bleak future of certain losses, and nearly certain bankruptcy, credit destruction, and long term cascading/follow-on financial and opportunity losses.
All those FBs and their greedy idiot lenders who bought houses with 100% down NINJA adjustable-rate mortgages in the so-called housing boom are dropping like flies!
by esmith512 January 15, 2008
Get the FBmug. by esmith512 December 27, 2007
Get the Wallyballmug. The "Beach Ball of Death". On a modern Apple Macintosh, the spinning "beachball" graphic which replaces the mouse pointer when hovering over a window whose program has stopped responding. Somewhat analogous to the "BSOD" (Blue Screen of Death) on Windows-based computers. Usually BBOD applies when the entire Macintosh is so overburdened or one key program is so hopelessly hung up that rebooting is faster than waiting for the Mac to sort itself out.
I got the BBOD on my Mac when I had about fifty programs up and Firefox got obsessed with a seemingly bottomless web page.
by esmith512 January 08, 2008
Get the BBODmug. A prudent, sensible, and wise life-enabling decision to remain single, remain a first class citizen, enjoy relatively high degrees of personal freedom, prosperity, and self-determination, and avoid a very expensive, dangerous, hostile, abusive, deeply exploitive, oppressive, and life-crushing enslaving marriage and the unjustly deeply anti-male legal system in the likely, arbitrary, possibly unpredictable, and life-crippling divorce.
Bachelorism means retaining your full civil rights and first class citizenship, personal dignity and self-respect. Bachelorism means never being in fear or experiencing the actual or the constant threat of emotional and physical abuse and arbitary and unjust arrest, homelessness, imprisonment, ruin, and indentured servitude at your wife's sole discretion (regardless of your kind character or behavior) without legal protection, recourse, or respect; it also means complete self-determination, freedom to enjoy your life as you wish on your own terms, and generally greater opportunity and personal prosperity in life. Bachelorism is the clear freedom from the exploitation and sacrificing of a used, disposable man's life for the unilateral entertainment and profit an ever-expectant, hateful, greedy, self-indulgent, entitlement- and luxury-obsessed and sneeringly and derisively nonrecripricatory, ulterior, incipidly disrespecting vicious wife. To men, marrying women in the current social, cultural, and legal environment is unhealthy, oppressive, and physically, psychologically, and legally dangerous. Bachelorism is relatively freedom-ensuring, sane, safe, and financially, legally, and personally healthy. Bachelorism is to respect yourself and retain your human rights.
by esmith512 January 27, 2008
Get the bachelorismmug. by esmith512 October 07, 2007
Get the chiPhonemug. A baseless and insulting pseudo-justification for an unqualifiable, destructively irrational, frequently stupid, and nearly psychotically paranoid assumption of the mass culpability and inheirently evil, antisocial character of an entire community, group, society, or world.
Everyone everywhere is assumed to be crazy and evil and must be inspected and watched at all times, with any suspicions real or imagined reported immediately because we live in a post 9/11 world!
by Esmith512 September 24, 2007
Get the post 9/11 worldmug. A prudent, sensible, and wise life-enabling decision to remain single, remain a first class citizen, enjoy relatively high degrees of personal freedom, prosperity, and self-determination, and avoid a very expensive, dangerous, hostile, abusive, deeply exploitive, oppressive, and life-crushing enslaving marriage and the unjustly deeply anti-male legal system in the likely, arbitrary, possibly unpredictable, and life-crippling divorce.
Bachelorism means retaining your full civil rights and first class citizenship, personal dignity and self-respect. Bachelorism means never being in fear or experiencing the actual or the constant threat of emotional and physical abuse and arbitary and unjust arrest, homelessness, imprisonment, ruin, and indentured servitude at your wife's sole discretion (regardless of your kind character or behavior) without legal protection, recourse, or respect; it also means complete self-determination, freedom to enjoy your life as you wish on your own terms, and generally greater opportunity and personal prosperity in life. Bachelorism is the clear freedom from the exploitation and sacrificing of a used, disposable man's life for the unilateral entertainment and profit an ever-expectant, hateful, greedy, self-indulgent, entitlement- and luxury-obsessed and sneeringly and derisively nonrecripricatory, ulterior, incipidly disrespecting vicious wife. To men, marrying women in the current social, cultural, and legal environment is unhealthy, oppressive, and physically, psychologically, and legally dangerous. Bachelorism is relatively freedom-ensuring, sane, safe, and financially, legally, and personally healthy. Bachelorism is to respect yourself and retain your human rights.
by esmith512 January 27, 2008
Get the bachelorismmug.